The following Terms of Use (“ToU”) govern the use of the Tax Free Crypto website, TaxFreeCrypto.com (the “Website”), which is managed by TaxFreeCrypto.com (the “Website”), which is managed by Collective Equity, Inc., a Florida Corporation, having a principal place of business at 192 Dawson Village Way North, Suite 170, Dawsonville, Georgia 30534, which, together with its subsidiaries, affiliates, assignees and its and their respective officers, directors, employees and agents shall be referred to in this Agreement as “TFC”, “we” or “us”. “You” refers to each person or entity using any part of the Website, any persons or entity obtaining a password for access to the Online Portal (as defined below), and any other persons or entity authorized by you to use your log-in information to the Online Portal.

GENERAL TERMS AND CONDITIONS

Your use of the Website and the services made available through the Online Account Management Portal (the “Online Portal”) are subject to the ToU. By accessing the Website or using the Online Portal, you acknowledge, accept, and agree to all of the terms and conditions of the ToU. The ToU represent a binding contract between you and TFC, and are in addition to any other agreements between you and TFC, if any, and any other agreements that govern your use of the Website or the Online Portal. If you do not agree with anything contained in the ToU, please do not continue to visit, submit information to, access information from, or otherwise utilize the Website or Online Portal.

TFC has the right to make changes to the ToU at any time. We will comply with any notice requirements under applicable law for such changes. Your continued use of the Website and Online Portal will constitute your acceptance of such changes and agreement to be bound. TFC reserves the right, at any time and without notice, to modify or discontinue, temporarily or permanently, the Website or Online Portal (or any part thereof).

You agree to keep the non-public proprietary information of TFC in confidence and to use it solely for the purposes contemplated herein. Such proprietary information includes all business, financial and technical information, along with account information, marketing material and any information TFC deems as proprietary.

WEBSITE USAGE

By accessing the Website, you agree to use it only for lawful purposes. You agree not to interfere with or compromise the security of the Website, or any computers, servers, accounts, networks, data, software and/or hardware associated with the Website. You agree to not disrupt or interfere with any visitor’s use of the Website. You agree to not attempt to obtain access to any portion of the Website, any computer, server, account, network, software or hardware associated with the Website, from which you are restricted. You agree that you are solely responsible for any actions you undertake while visiting the Website and that you will comply with all applicable local, state, national and international laws and regulations applicable to the Website and the internet, including United States copyright and export regulations.

The Website performs in reliance on the availability of the Internet. You acknowledge that TFC is not responsible for Internet communication errors or failures.

NO INVESTMENT ADVICE OR SOLICITATION

The content available on the Website is made available by TFC for general reference and educational purposes only. TFC does not provide any financial, investment or tax advice and does not recommend or endorse any investment product or sponsor, or any financial or investment-related services. The information on the Website does not constitute a recommendation or an endorsement of any investment.

Investing in bitcoin and other cryptocurrencies is highly speculative and involves a high degree of risk. Investors must have the financial ability, sophistication, experience and willingness to bear the risks of an investment, and a potential total loss of their investment. Any material you access, download, or otherwise obtain through the Website is obtained at your own discretion and risk. You agree that you are solely responsible for all investment decisions you make and for performing such due diligence as you may deem appropriate, including consulting your own legal, tax and investment advisors.

Except as otherwise expressly noted, no information or communication contained on the Website shall constitute an offer to buy or sell, or a solicitation of an offer to buy or sell, investments, securities or any other financial instruments. Further, the information contained on the Website does not constitute, and may not be used for or in connection with, an offer or solicitation by anyone in any state or jurisdiction in which such an offer or solicitation is not authorized or permitted, or to any person to whom it is unlawful to make such offer or solicitation.

NOT A DEPOSIT ACCOUNT

You acknowledge that TFC is not a bank or financial institution. Any investment opportunities available through the platform are not depository bank accounts, and therefore are not insured by the Federal Deposit Insurance Corporation or by any other governmental agency.

PRIVACY

Your privacy is very important to us. TFC’s Website Privacy Policy (the “Privacy Policy”) explains how we treat your personal information and protect your privacy when you are using the Website. By using the Website, you agree that TFC may use your information as set forth in the Privacy Policy. The Privacy Policy may be found at TaxFreeCrypto.com/Privacy and is incorporated herein by reference.

E-MAIL

You may not send unsolicited e-mails or e-mail that includes false or misleading information in the return address or in the subject line to anyone whose e-mail address includes the domain name taxfreecrypto.com. You may not use our domain name as a pseudonymous return e-mail address for any communications that you transmit from another location or through another service. you may not pretend to be someone else, or spoof their identity, when using the Website. You consent to the receipt of email from TFC. We may send you emails about services and products we believe may be of interest to you. You may opt-out of emails about products or services by following directions in the email that you receive from us.

INTELLECTUAL PROPERTY; COPYRIGHT

The contents of the Website, including the Website’s text, graphics, logos, button icons, images, audio and video clips (if any) and software are the property of TFC or it otherwise has the right to use them as part of the Website, and are subject to the copyright or other intellectual property rights of TFC and/or to the terms of licenses held by TFC. Such intellectual property is protected by federal and state law. Without TFC’s prior written consent you may not reproduce, modify, distribute, transmit, republish, display or perform the content and software on the Website. You may copy information from the website only as may be strictly necessary for your own use to view, save, print, or transmit it. The commercial use or public dissemination of any information and data gathered from the Website is strictly prohibited, unless specifically authorized in writing. Any violation of the foregoing clause may subject you to compensatory and punitive damages, and shall also entitle TFC to equitable relief, in addition to any other available remedies.

By submitting information or other material to us, you grant TFC a perpetual, worldwide, royalty-free, irrevocable, non-exclusive right to use, reproduce, modify, adapt, publish, create derivative works, and distribute such materials or portions of such materials, in any form or medium known or later developed, in furtherance of the terms of the ToU and the actions and transactions contemplated hereby. Nothing in the Website or elsewhere shall be construed as granting any license or right to use, implied or otherwise, any mark displayed on the Website without the written permission of TFC or the third party owner of the mark. You agree that you will not and will not allow others to decompile, disassemble, reverse engineer, copy, use, merge, disclose, sell or transfer the underlying source code or structure or sequence of TFC’s technology or delete or alter author attributes or copyright notices.

COPYRIGHT POLICY

If you believe that any Website content violate your copyright, please see our Copyright Policy for instructions on sending us a notice of copyright infringement. It is the policy of the TFC to terminate the user accounts of repeat infringers.

HYPERLINK POLICY

The Website may contain links to third-party websites. Any such link is provided only as a convenience. The inclusion of any link does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by TFC of any information contained in any third party website. In no event shall TFC be responsible for the information contained on any third party website or your use of or inability to use such website. You should also be aware that the terms and conditions of such website and the website’s privacy policy may be different from those applicable to your use of the Website. You should read such terms and conditions and privacy policies carefully before using any such third party website.

YOUR CORRESPONDENCE AND BUSINESS DEALINGS WITH OTHERS FOUND ON OR THROUGH THE THIRD-PARTY WEBSITES AND/OR SERVICES, INCLUDING, WITHOUT LIMITATION, THE PAYMENT AND DELIVERY OF PRODUCTS AND SERVICES, AND ANY TERMS, CONDITIONS, WARRANTIES AND REPRESENTATIONS ASSOCIATED WITH ANY SUCH DEALINGS, ARE SOLELY BETWEEN YOU AND THE THIRD-PARTY. YOU HEREBY IRREVOCABLY WAIVE ALL RIGHTS RELATED TO, AND RELEASE THE TFC FROM AND AGAINST, ANY LIABILITIES ARISING FROM OR RELATED TO THE CONTENTS OF ANY THIRD-PARTY WEBSITE

THIRD-PARTY CONSENT

The materials prepared or distributed by TFC may include data, commentary, quotes, research, analysis, tools, news and other information provided by companies that are not affiliated with TFC (“Third-Party Content”). Third-Party Content will generally be clearly identified and is provided for informational purposes only. While we believe the sources of the Third-Party Content to be reliable, by using the Third-Party Content, you understand that you may be exposed to content that is, without limitation, inaccurate, inappropriate, misleading, unlawful, offensive or otherwise objectionable and that TFC makes no representations or warranties as to the Third-Party Content and does not guarantee its accuracy, timeliness, completeness or usefulness. Third-Party Content is provided “AS IS” and neither the providers of Third-Party Content nor TFC shall have any liability related to the use or misuse of the Third-Party Content. Moreover, our use of Third-Party Content shall not be construed as an endorsement by or affiliation with the providers of Third-Party Content. Third-Party Content may be protected by United States or international copyrights and may not be copied, used or distributed without the permission of the relevant provider of the Third-Party Content. All trademarks and service marks identifying providers of Third-Party are property of their respective owners. The Third-Party Content does not constitute legal or financial advice and must not be used in the place of legal counsel or financial due diligence. You should independently evaluate and verify all Third- Party Content.

ACCOUNT REGISTRATION

When you complete the registration process, you create an account and become a registered user of the Website. Your account allows you to access the Online Portal. TFC reserves the right to refuse to allow a user to register or use the Online Portal for any reason, at TFC’s sole discretion.

USER IDENTIFICATION AND PASSWORDS

You are responsible for keeping your account information confidential. You should memorize your password and/or store it only in a location that is secure and not susceptible of unauthorized access. You must never give your password to anyone who asks for it by telephone or claims to represent TFC. Our employees do not need and should not ask for your password. You are responsible for protecting your account information and your personal identification information from unauthorized use and access. You agree to immediately notify TFC of any unauthorized use of your account or password. You agree not to hold TFC liable for any damages of any kind resulting from your decision to disclose your personal information to any third party, such as to an investment advisor, third party, or agent. You assume all responsibilities for, and all risks of loss from you providing personal information about your account to any other party.

ACCOUNT TERMINATION

You agree that TFC may for any reason, in its sole discretion and without notice, terminate your account and your access to the Online Portal. Grounds for such termination may include, but are not limited to: (i) extended periods of inactivity; (ii) violation of the ToU; (iii) fraudulent, harassing or abusive behavior; (iv) behavior that is harmful to other users, third parties, or the business interests of TFC; or (v) infringement of third-party intellectual property rights. If TFC believes, in its sole discretion, that a violation of the ToU or any illegal or inappropriate behavior has occurred, TFC may take any corrective action it deems appropriate.

The Sections hereof entitled “Intellectual Property”, “No Warranty” “Limitation of Liability”, “Indemnity”, “Choice of Law; Disputes”, “Data Storage; Access Outside the United States” and “Reservation of Rights” shall survive any termination of your account or your access to the Online Portal.

USE RESTRICTIONS

The software and technology underlying the Website is proprietary to or licensed by TFC, and you may not connect to or use the Website in any way that is not expressly permitted by the ToU. Specifically, you may not do or attempt to do any of the following: (i) attempt to decipher, decompile, disassemble, or reverse engineer any of the software of the Online Portal or the Website (including without limitation, for the purpose of obtaining unauthorized access to the Website) without Company’s prior written authorization, including framing or mirroring any part of the Website; (ii) circumvent, disable, or otherwise interfere with security-related features of the Online Portal, the Website, or features that prevent or restrict use or copying of any content; (iii) use the Website or Online in connection with any commercial endeavors in any manner, except for the purposes specifically set forth in by the ToU; (iv) sell, resell or otherwise monetize any content to any third party, except as specifically set forth in by the ToU; (v) use any robot, spider, site search or retrieval application, or any other manual or automatic device or process to retrieve, index, data-mine, or in any way reproduce or circumvent the navigational structure or presentation of the Website; (vi) Harvest, collect or mine information about other users of the Website; (vii) create a database by systematically downloading and storing all or any of the content on the Website; (viii) remove, obscure, make illegible or alter any proprietary notices or labels or other indications of TFC’s rights in the Website; (ix) use or access another user’s account or password without permission; or (x) use the Website or Online Portal in any manner not permitted by the ToU.

NO WARRANTY

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER TFC NOR ANY PERSON ASSOCIATED WITH TFC MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER TFC NOR ANYONE ASSOCIATED WITH TFC REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

TFC HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

LIMITATION OF LIABILITY

TFC SHALL NOT BE LIABLE FOR ANY DAMAGES, INCLUDING BUT NOT LIMITED TO INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR OTHER DAMAGES, INCLUDING LOSS OF EARNINGS, GOODWILL OR DATA, WORK STOPPAGE, BUSINESS INTERRUPTION, COMPUTER FAILURE OR MALFUNCTION OR OTHER INTANGIBLE LOSSES (EVEN IF TFC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), ARISING OUT OF (I) THE USE OR INABILITY TO USE THE WEBSITE, THE ONLINE PORTAL, OR ANY PART THEREOF, ERRORS, OMISSIONS, VIRUSES AND MALICIOUS CODE OR OTHER INACCURACIES IN THE WEBSITE, THE ONLINE PORTAL, OR ANY PART THEREOF OR (II) INFORMATION OR MATERIALS AVAILABLE OR ACCESSIBLE THROUGH THE WEBSITE, THE PORTAL, OR ANY PART THEREOF. THESE LIMITATIONS WILL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. TO THE EXTENT THE ABOVE DISCLAIMER OR THE LIMITATIONS SET FORTH HEREIN ARE PROHIBITED BY LAW, THEIR APPLICABILITY SHALL BE LIMITED TO THE MINIMUM PERMITTED BY LAW.

This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect your equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE LIABILITY OF TFC TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $5,000 AND THE AMOUNT PAID FOR THE SERVICES GIVING RISE TO THE CLAIM.

The limitation of liability set out above does not apply to liability resulting from our gross negligence or willful misconduct.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

INDEMNITY

You agree to defend, indemnify and hold harmless TFC from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of the ToU or your use of the Website or Online Portal, including, but not limited to, any use of the Website or Online Portal other than as expressly authorized in these Terms of Use, your use of any information obtained from the Website, or any investments you make through the Website or Online Portal.

CHOICE OF LAW; DISPUTES

All matters relating to the Website and ToU, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Georgia without giving effect to any choice or conflict of law provision or rule (whether of the State of Georgia or any other jurisdiction).

Any legal suit, action or proceeding arising out of, or related to, the ToU or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Georgia, in each case located in Dawson County, although we retain the right to bring any suit, action or proceeding against you for breach of ToU in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

At TFC’s sole discretion, it may require you to submit any disputes arising from the ToU or use of the Website, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying the laws of the State of Georgia.

DATA STORAGE; ACCESS OUTSIDE OF THE UNITED STATES

Your personal information will be processed for TFC third-party providers whose data protection and privacy protections may not afford the same level of protection as required by laws of certain countries, such as the member nations of the European Union. We make no claims that the Website or any of its contents are appropriate or may be downloaded or accessed outside of the United States. If you access the Website from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your country. You may not use or export any content of the Website in violation of U.S. export laws and regulations.

RESERVATION OF RIGHTS

All rights not otherwise expressly granted to you by the ToU are reserved to TFC. You agree that no joint venture, partnership, employment, or agency relationship exists between you and TFC resulting from the ToU or any use of the Website. The failure of TFC to exercise or enforce any right or provision of the ToU shall not constitute a waiver of such right or provision. If any provision of the ToU is found by a court of competent jurisdiction to be invalid or unenforceable, the parties agree that the court should give effect to the parties’ intentions as reflected in such provision, and the other provisions of the ToU shall remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or the ToU must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the ToU are for convenience only and have no legal or contractual effect. Neither the course of conduct between you and TFC, nor trade practice shall act to modify any provision of the ToU. The ToU are not assignable, transferable or sub-licensable by you.

QUESTIONS OR COMMENTS

TFC welcomes questions and comments about the ToU. Questions or comments should be directed to the address or phone below:

192 Dawson Village Way North, Suite 170

Dawsonville, Georgia 30534

(866) 942-2909

support@taxfreecrypto.com

Website: https://taxfreecrypto.com